Terms and Conditions

Welcome to BumpBond.com LLC.

By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. Please read these carefully as they govern your use of our website and services.

1. Entertainment and Informational Purpose Only – No Medical Advice Provided BumpBond.com LLC provides content related to health, fitness, pregnancy, and other wellness topics solely for informational purposes. The content on this website should not be considered as professional medical advice, diagnosis, or treatment.

Consult a Professional: Always consult with a licensed physician or other qualified healthcare provider with any questions about your health or medical condition.

No Reliance: Do not disregard or delay seeking medical advice due to something you have read on this site. The information provided is for general reference and may not be complete, accurate, or current with the latest medical research or standards.

No Doctor-Patient Relationship: Using this website does not establish any doctor-patient, healthcare professional-client, or other confidential or fiduciary relationship between you and BumpBond.com LLC.

No Endorsement: BumpBond.com LLC does not recommend or endorse any specific medical tests, healthcare providers, products, or procedures. Any reliance you place on the information found on this website is strictly at your own risk.

2. User Obligations By using BumpBond.com LLC, you agree to the following obligations:

Compliance with Laws: You agree to comply with all applicable local, state, national, and international laws and regulations, including but not limited to U.S. export control laws, re-export control laws, and applicable economic sanctions.

Responsible Use: You must ensure that your use of this website is conducted responsibly and in compliance with these Terms and Conditions. Any improper use of the site or breach of these Terms may result in the suspension or termination of your access to the website, at BumpBond.com LLC’s discretion.

Data Security: While we take reasonable steps to safeguard the confidentiality of user data, we cannot guarantee the security of any information transmitted via the internet. By using this site, you acknowledge and agree that BumpBond.com LLC is not responsible for the security of any communications or data shared through the website.

3. License Grant BumpBond.com LLC grants you a personal, revocable, limited, non-exclusive, and non-transferable license to access and use the website, provided you comply with these Terms and Conditions.

Permitted Use: This license allows you to view, download, and print materials from the site solely for personal, non-commercial use, as long as you do not remove or alter any copyright notices, trademark symbols, or other legal disclaimers that accompany the original content.

Restrictions: You may not use the materials, content, or any part of this site for any public or commercial purpose without the express written consent of BumpBond.com LLC.

Reserved Rights: All rights not expressly granted to you are reserved by BumpBond.com LLC and its licensors.

4. Intellectual Property Rights All content on this website, including but not limited to text, graphics, logos, images, videos, and software, is the property of BumpBond.com LLC or its licensors and is protected by intellectual property laws.

Ownership: BumpBond.com LLC and its licensors retain all rights, title, and interest in and to the content, including but not limited to copyrights, trademarks, trade secrets, and other proprietary rights.

Prohibited Uses: Unauthorized use, reproduction, distribution, modification, or creation of derivative works based on the content from this website is strictly prohibited unless expressly permitted in writing by BumpBond.com LLC.

5. Prohibited Activities The BumpBond.com LLC website is not intended for individuals under the age of 18 (or the applicable legal age in your country). Children under this age must not use our site or its services. Additionally, the website contains proprietary and confidential information protected by intellectual property laws, which belong solely to BumpBond.com LLC, its licensors, or its content providers.

By using the site or services, you agree not to:

Copy, reverse engineer, decompile, or attempt to discover the source code, algorithms, or underlying structure of the site or any software or services associated with it. Distribute, transmit, display, perform, reproduce, publish, or create derivative works from the content, software, or services obtained from the site without explicit written permission. Use automated tools such as robots, spiders, or scraping techniques to extract data, content, or information from the site without authorization. Use any content from the site for creating or training artificial intelligence or machine learning models, or engage in data mining without explicit permission. Access the site through unauthorized means or use any non-standard interfaces that are not provided by BumpBond.com LLC. Post or transmit material containing viruses, corrupted data, or any other malicious software intended to harm or compromise the site or its users. Remove, obscure, or alter copyright or trademark notices, proprietary labels, or legal notices from the site’s content. Violate any local, national, or international laws, or use the site for any illegal or unauthorized purpose. Manipulate the display of the site or services through framing, mirroring, or any similar techniques without permission. Register, subscribe, or unsubscribe any other individual for services without their explicit authorization. Use the site in any way that could damage, disable, or impair BumpBond.com LLC’s servers or interfere with the use and enjoyment of the site by other users. Attempt to gain unauthorized access to accounts, systems, or networks through hacking, password mining, or any other illegitimate means. Collect information about other users of the site without their express consent. Use the site in a way that could harm or negatively impact the reputation of BumpBond.com LLC. Copy, reproduce, or redistribute any materials, programs, or services from BumpBond.com LLC to another server or location for further distribution or resale. Violating any of these prohibited activities may result in the suspension or termination of your access to the website and its services, and could lead to legal action.

6. Commercial Transactions BumpBond.com LLC may offer certain products or services for sale through the website. If you decide to purchase or subscribe to any of these products or services, you will be required to provide certain information, such as your full name, address, phone number, and payment details. You agree to provide accurate, complete, and up-to-date information.

Purchase Terms: You must comply with the terms and conditions associated with any purchase or subscription you make. You are responsible for all charges made to your account, including any applicable taxes. By providing your payment information, you authorize BumpBond.com LLC and/or its third-party payment providers to charge your account for all fees and charges related to your order, including but not limited to service fees, subscription fees, or any other charges associated with your purchase.

Recurring Payments: If your service requires recurring payments, you agree that BumpBond.com LLC (or its third-party payment provider) may automatically charge your account at the beginning of each billing period. We reserve the right to increase fees or introduce new charges with reasonable notice, which may be communicated through the website or other means, such as email.

Billing Information: You agree to promptly update your billing information, including any changes to your payment method or billing address. Your access to paid services or products is contingent upon timely payment. If payment cannot be processed or is reversed (such as through a chargeback), BumpBond.com LLC reserves the right to suspend or terminate your account and access to the services.

Collections: In the event that we cannot collect payment for the products or services you ordered, we reserve the right to take necessary steps to collect these fees. You will be responsible for any associated costs, including collection fees, interest, court costs, and attorney’s fees.

7. Third-Party Content Any opinions, advice, statements, services, offers, or other content provided by third parties on BumpBond.com LLC, including information from external contributors, represent the views of those respective authors or distributors, not BumpBond.com LLC. Neither BumpBond.com LLC, its licensors, nor any third-party content providers guarantee the accuracy, completeness, or usefulness of such content. Furthermore, BumpBond.com LLC and its licensors do not endorse or take responsibility for the accuracy or reliability of any opinion, advice, or statement made by anyone other than an authorized BumpBond.com LLC representative acting in an official capacity.

Content Risk: You may encounter content on the site or services that violates our policies, is offensive, or is otherwise inappropriate. You access such content at your own risk, and we are not responsible for your exposure to third-party material on the site.

No Endorsement: BumpBond.com LLC and its licensors disclaim any obligation to verify or include any information beyond what has been provided by third-party sources. Additionally, we do not endorse or advocate the use of any product, procedure, or service described on the site, nor are we responsible for any misuse of such due to typographical errors or other inaccuracies.

8. Accounts, Passwords, and Security If you are required to create an account to access certain features or services on BumpBond.com LLC, you must complete the registration process by providing accurate, complete, and up-to-date information as requested on the registration form. If any information you provide is found to be false, inaccurate, outdated, or incomplete, BumpBond.com LLC reserves the right to terminate your account and access to the website or services.

Account Responsibility: During registration, you will be asked to select a username and password. You are solely responsible for maintaining the confidentiality of your account and password. YOU ARE FULLY RESPONSIBLE FOR ALL ACTIVITIES THAT OCCUR UNDER YOUR ACCOUNT, whether by you or someone else using your account.

Notification of Breach: You agree to notify BumpBond.com LLC immediately if you become aware of any unauthorized use of your account or any other breach of security. BumpBond.com LLC and its licensors will not be held liable for any losses you may experience as a result of someone else using your account, with or without your permission.

Liability for Unauthorized Use: You may also be held liable for any losses incurred by BumpBond.com LLC, its licensors, or other parties due to unauthorized use of your account or password.

9. Linking to the Sites We reserve the right to prohibit you from linking to BumpBond.com LLC at any time, at our sole discretion. If we request that you remove any links to our site, you agree to immediately remove and disable all links from your website. Unless you have a written agreement with us that specifies how you may link to our site, please follow these guidelines when adding links:

The link must be a text-only link that clearly includes the URL of the site. If the link points to a specific page other than the homepage, it must also include the title of the target page (e.g., "Healthy Living - BumpBond"). The appearance, position, and other characteristics of the link must not harm or dilute the goodwill associated with our name or trademarks. The link must not create the false impression that your website or entity is associated with, sponsored by, or endorsed by BumpBond.com LLC. When clicked, the link must display the site in full-screen mode, not within a frame or window on your website, and it must not trigger pop-ups or interstitials. The link may not appear on any website that a reasonable person would consider offensive, obscene, defamatory, or malicious.

10. Disclaimer Regarding Linked Third-Party Sites Links on BumpBond.com LLC may direct you to third-party websites ("Linked Sites"). These links are provided for your convenience, but BumpBond.com LLC does not control, endorse, or take responsibility for the content, products, services, or legality of the Linked Sites.

We have not reviewed or approved the content on these Linked Sites, and you acknowledge that BumpBond.com LLC is not liable for the accuracy, appropriateness, or legality of any content, advertisements, products, services, or other materials available on or through these sites. You agree that BumpBond.com LLC will not be held responsible or liable, directly or indirectly, for any loss or damage caused or alleged to be caused by your use of or reliance on any links, content, goods, or services available on or through the Linked Sites.

11. Dealings with Third Parties Any business transactions, communications, or interactions you have with third parties found on or through BumpBond.com LLC, including advertisers or other users, are solely between you and the third party. This includes, but is not limited to, terms regarding payment, delivery of goods or services, and any other conditions or warranties related to such dealings.

You agree that BumpBond.com LLC is not responsible or liable for any loss, damage, or other issues that may arise from these interactions. All dealings are independent of BumpBond.com LLC, and any disputes must be resolved directly between you and the third party.

12. Privacy BumpBond.com LLC's Privacy Policy, which outlines our practices for collecting, using, and protecting your personal information, can be found at [Insert Privacy Policy URL]. By accessing our site and services, you acknowledge that you accept the terms of our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

13. Disclaimer of Warranties The BumpBond.com LLC website, services, and any content, tools, products, or services made available through the site are provided on an "as is" and "as available" basis, without any warranties, either express or implied, including, but not limited to, implied warranties of title, non-infringement, merchantability, or fitness for a particular purpose.

Without limiting the generality of the above, BumpBond.com LLC, its licensors, affiliates, suppliers, and agents do not warrant and expressly disclaim that:

(i) Your use of the site, services, or tools will be uninterrupted, error-free, or secure; (ii) Any information obtained from the site or services is accurate, reliable, or complete; (iii) Any defects will be corrected; or (iv) The site, services, or the servers hosting the site are free from viruses or harmful components. Your use of the site, services, and any information or materials provided on or through the site is entirely at your own risk. We make no representations or warranties about the products or services advertised or sold on this site, nor do we make any guarantees about compliance with government regulations regarding the disclosure of information related to prescription drugs. Additionally, we make no warranties regarding any treatment, action, or application of medicine or medical information offered or provided through the site or services.

14. Limitation of Liability BumpBond.com LLC, its licensors, directors, officers, employees, contractors, agents, or sponsors will not be responsible or liable to you or anyone else for any loss, injury, or any indirect, incidental, consequential, special, exemplary, punitive, or other damages under any contract, negligence, strict liability, or other legal theory arising from or related to:

(i) The use of or inability to use the site and/or services; (ii) Any content found on the site and/or services; (iii) Any statements or conduct posted publicly on the site and/or services; (iv) Any product or service purchased or obtained through the site and/or services; (v) Any action taken based on information available on the site and/or services; (vi) Any damage caused by loss of access to, deletion of, failure to store, failure to back up, or alteration of any content on the site and/or services; or (vii) Any other matter related to the site and/or services. In no event shall BumpBond.com LLC or its licensors’ total liability to you for all damages, losses, or causes of action exceed the amount you paid, if any, for using the site and/or services.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for incidental or consequential damages. Therefore, some of the limitations and disclaimers above may not apply to you. Where applicable law does not allow the limitation of liability, the scope and duration of our liability will be the minimum permitted under that law.

15. Indemnification You agree to indemnify, defend, and hold harmless BumpBond.com LLC, along with its licensors, subsidiaries, affiliates, officers, directors, agents, partners, employees, and representatives, from any and all claims, damages, losses, costs, or expenses (including reasonable attorneys' fees and disbursements) that arise directly or indirectly from:

(i) Your breach of these Terms and Conditions; (ii) Any allegation that your submitted materials infringe upon or violate the copyright, trade secret, trademark, or other intellectual property rights of a third party; and (iii) Your access to or use of the site or services.

16. Copyright Policy The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials hosted by BumpBond.com LLC infringe your copyright, you or your agent may send a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with the requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon BumpBond.com LLC actual knowledge of facts or circumstances from which infringing material or acts are evident.

If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send a counter-notice. All notices and counter-notices must meet the statutory requirements imposed by the DMCA; for more details, see http://www.loc.gov/copyright.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our Copyright Agent the following information:

An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; Identification of the copyrighted work that you claim has been infringed; Identification of the material that you claim is infringing and where it is located on the Site or Service, reasonably sufficient to permit us to locate the material; Information sufficient to permit us to contact you, such as your address, telephone number, and email address (if available); A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and A statement by you, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf. BumpBond.com LLC’s Copyright Agent for notice of claims of copyright infringement or counter-notices can be reached as follows:

Designated Agent: Legal Department, BumpBond.com LLC, [Address] Telephone: [PhoneNumber] Email: DMCA@BumpBond.com

We suggest that you consult your legal advisor before filing a notice or counter-notice. Be aware that there can be penalties for false claims under the DMCA.

17. Jurisdictional Issues BumpBond.com LLC makes no representation or warranty that the content and materials on the Sites or the Services are appropriate or available for use in locations outside the United States. Those who choose to access the Sites or use the Services from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable.

BumpBond.com LLC reserves the right, at any time in our sole discretion, to limit the availability and accessibility of the Sites or the Services to any person, geographic area, or jurisdiction we so desire, and to limit the quantities of any such service or products that we provide.

18. Termination You agree that BumpBond.com LLC, in its sole discretion, may terminate your password, account (in whole or in part), or use of the Sites or Services, and remove and discard any content within the Sites or Services, at any time and for any reason. You agree that any actions taken under this Section may be effective without prior notice to you.

19. Governing Law These Terms of Use (TOU) and the relationship between you and BumpBond.com LLC shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. You and BumpBond.com LLC irrevocably agree to submit to the personal and exclusive jurisdiction of the federal and state courts located within the County of Texas, in the State of Texas, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

20. Waiver and Severability The failure of BumpBond.com LLC to exercise or enforce any right or provision of these TOU shall not constitute a waiver of such right or provision. If any provision of these TOU is found by a court of competent jurisdiction to be unlawful, void, or for any reason unenforceable, that provision shall be deemed severed from these TOU and shall not affect the validity and enforceability of any remaining provisions.

21. Successors and Assigns We may perform any of our obligations or exercise any of our rights under this TOU through one or more of our corporate affiliates (including any entity that directly or indirectly controls, is controlled by, or is under common control with us). If BumpBond.com LLC or its assets are acquired by another entity, that entity will assume our rights and obligations as described in this TOU. You may not assign your rights or obligations under this TOU, by operation of law or otherwise, without our prior written consent.

22. Dispute Resolution In the unlikely event that you're not satisfied with customer service's solution, and you and BumpBond.com LLC are unable to resolve a dispute through the Informal Dispute Resolution Procedures outlined below, we each agree to resolve the dispute through binding arbitration or small claims court instead of in courts of general jurisdiction.

Arbitration is more informal than a lawsuit in court. It uses a neutral arbitrator instead of a judge or jury, allows for more limited discovery than in court, and is subject to very limited review by courts. Unless expressly limited by this arbitration provision, arbitrators can award the same damages and relief that a court can award.

Any arbitration under this Agreement will take place on an individual basis; class arbitrations and class actions are not permitted.

In arbitration, you may be entitled to recover attorneys' fees from us to the same extent as you would be in court.

Arbitration Agreement (1) Claims Subject to Arbitration: To the fullest extent permitted by applicable law, BumpBond.com LLC and you agree to arbitrate all disputes and claims between us, except for claims arising from bodily injury or those that pertain to enforcing, protecting, or the validity of your or our intellectual property rights (or the intellectual property rights of any of our licensors, affiliates, or partners). This Arbitration Agreement is intended to be broadly interpreted. It includes, but is not limited to:

Claims arising out of or relating to any aspect of the relationship between us, whether based in contract, tort, fraud, misrepresentation, or any other statutory or common-law legal theory; Claims that arose before this or any prior Agreement (including, but not limited to, claims relating to advertising); Claims for mental or emotional distress or injury not arising out of physical bodily injury; Claims that are currently the subject of purported class action litigation in which you are not a current member of a certified class; and Claims that may arise after the termination of this Agreement. References to "BumpBond.com LLC," "you," "we," and "us" in this Arbitration Agreement include our respective predecessors in interest, successors, and assigns, as well as our respective past, present, and future parents, subsidiaries, and affiliates. This includes BumpBond.com, LLC., and their affiliates; those entities, along with our respective agents, employees, licensees, licensors, and providers of content at the time your or our claim arises. It also includes all authorized or unauthorized users or beneficiaries of services under this or prior Agreements between us.

Small Claims Court: Notwithstanding the foregoing, either party may elect to have claims heard in small claims court seeking only individualized relief, so long as the action is not removed or appealed to a court of general jurisdiction.

Government Agencies: This Arbitration Agreement does not preclude you from bringing issues to the attention of federal, state, or local agencies.

By entering into this Agreement, you and we are each waiving the right to participate in a class action and to a trial by jury to the fullest extent permitted by applicable law. This Agreement evidences a transaction in interstate commerce, and thus the Federal Arbitration Act (9 U.S.C. §§ 1-16) governs the interpretation and enforcement of this arbitration provision.

This Arbitration Agreement shall survive termination of this Agreement.

(2) Mandatory Pre-Arbitration Notice and Informal Dispute Resolution Procedures You and BumpBond.com LLC agree that good-faith, informal efforts to resolve disputes often lead to a prompt, cost-effective, and mutually beneficial outcome. Therefore, before initiating arbitration or filing a claim in small claims court, a party must first send the other a written Notice of Dispute ("Notice"). A Notice from you to BumpBond.com LLC must be emailed to dispute.notice@BumpBond.com ("Notice Address").

Any Notice must include:

(i) The claimant's name, address, and email address; (ii) A description of the nature and basis of the claim or dispute; (iii) If you are submitting the Notice, any relevant facts regarding your use of the Sites, including whether you have created an account with or receive any newsletters associated with any of the Sites; (iv) A description of the specific relief sought, including the damages sought (if any), and a detailed calculation for them; (v) A personally signed statement from the claimant (and not their counsel) verifying the accuracy of the contents of the Notice. The Notice must be individualized, meaning it can only concern your dispute and no other person's dispute.

After receipt of a completed Notice, the parties shall engage in a good-faith effort to resolve the dispute for a period of 60 days (which may be extended by agreement).

You and BumpBond.com LLC agree that after receipt of the completed Notice, either party may request an individualized video settlement conference (which can be held after the 60-day period) and both parties will personally attend (with counsel, if represented). If you are unable to participate via video, you may attend telephonically by showing good cause or extraordinary circumstances (e.g., financial inability to afford equipment or Wi-Fi).

Both parties (and counsel, if represented) will work cooperatively to schedule the conference at the earliest mutually convenient time to seek a resolution.

If no resolution is reached within 60 days of receiving the completed Notice (or longer if mutually agreed), you or BumpBond.com LLC may commence an arbitration proceeding or a small claims court proceeding (if permitted by small claims court rules).

Compliance with this Mandatory Pre-Arbitration Notice and Informal Dispute Resolution Procedures section is a condition precedent to initiating arbitration. Any applicable limitations period (including statute of limitations) and any filing fee deadlines shall be tolled while the parties engage in the informal dispute resolution procedures set forth in this Section 22(2).

All aspects of these procedures are essential to ensure that you and BumpBond.com LLC have a meaningful opportunity to resolve disputes informally. If any aspect of these requirements is not met, a court of competent jurisdiction may enjoin the filing or prosecution of an arbitration.

In addition, unless prohibited by law, the arbitration administrator may not accept, administer, assess, or demand fees in connection with an arbitration that has been initiated without completion of the Mandatory Pre-Arbitration Notice and Informal Dispute Resolution Procedures. If arbitration has already commenced, it shall be administratively closed until the completion of these procedures.

Nothing in this paragraph limits the right of a party to seek damages for non-compliance with these procedures in arbitration.

(3) Arbitration Procedure The arbitration will be governed by the applicable rules of National Arbitration & Mediation ("NAM") (including the Comprehensive Dispute Resolution Rules and Procedures and/or the Supplemental Rules for Mass Arbitration Filings, as applicable) ("NAM Rules"), as modified by this Arbitration Agreement, and will be administered by NAM. If NAM is unavailable or unwilling to do so, another arbitration provider shall be selected by the parties, or if the parties are unable to agree on an alternative administrator, by the court pursuant to 9 U.S.C. §5. The NAM Rules are available online at www.namadr.com or by requesting them in writing at the Notice Address.

You may obtain a form to initiate arbitration at: NAM Comprehensive Demand Form or by contacting NAM.

You and BumpBond.com LLC agree that the party initiating arbitration must submit a certification that they have complied with and completed the Mandatory Pre-Arbitration Notice and Informal Dispute Resolution Procedures requirements referenced in Section 22(2) and that they are a party to the Arbitration Agreement enclosed with or attached to the demand for arbitration. The demand for arbitration and certification must be personally signed by the party initiating arbitration (and their counsel, if represented).

All issues are for the arbitrator to decide, except as otherwise expressly provided herein. The arbitrator may consider but shall not be bound by rulings in other arbitrations involving different customers.

Unless otherwise agreed by you and BumpBond.com LLC, or dictated by the applicable NAM Rules, any arbitration hearings will take place in the county (or parish) of your billing address, and you and a BumpBond.com LLC representative will be required to attend in person.

At the conclusion of the arbitration proceeding, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. The arbitrator's decision is binding only between you and BumpBond.com LLC and will not have any preclusive effect in another arbitration or proceeding that involves a different party.

An arbitrator's award that has been fully satisfied shall not be entered in any court.

As in court, you and BumpBond.com LLC agree that any counsel representing a party in arbitration certifies, when initiating and proceeding in arbitration, that they are complying with the requirements of Federal Rule of Civil Procedure 11(b), including certification that the claim or relief sought is neither frivolous nor brought for an improper purpose.

The arbitrator is authorized to impose any sanctions under the NAM Rules, Federal Rule of Civil Procedure 11, or applicable federal or state law, against all appropriate represented parties and counsel.

Except as expressly provided in the Arbitration Agreement, the arbitrator may grant any remedy, relief, or outcome that the parties could have received in court, including awards of attorneys' fees and costs, in accordance with applicable law.

Unless otherwise provided by applicable law, the parties shall bear their own attorneys' fees and costs in arbitration, unless the arbitrator awards sanctions or finds that either the substance of the claim, the defense, or the relief sought is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)).

(4) Arbitration Fees The payment of arbitration fees (fees imposed by the arbitration administrator, including filing, arbitrator, and hearing fees) will be governed by the applicable NAM Rules, unless you qualify for a fee waiver under applicable law. If, after exhausting any potentially available fee waivers, the arbitrator finds that the arbitration fees will be prohibitive for you compared to litigation, BumpBond.com LLC will pay as much of your filing, arbitrator, and hearing fees in the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive, regardless of the outcome of the arbitration. This does not apply if the arbitrator determines that your claim(s) were frivolous, brought for an improper purpose, or asserted in bad faith.

You and BumpBond.com LLC agree that arbitration should be cost-effective for all parties and that any party may engage with NAM to address the reduction or deferral of fees.

(5) Confidentiality Upon either party's request, the arbitrator will issue an order requiring that confidential information disclosed during the arbitration (whether in documents or orally) may not be used or disclosed except in connection with the arbitration or a proceeding to enforce the arbitration award. Any court filing that includes confidential information must be done under seal to the furthest extent permitted by law.

(6) Offer of Settlement In any arbitration between you and BumpBond.com LLC, the defending party may, but is not obligated to, make a written settlement offer at any time before the evidentiary hearing or, if a dispositive motion is permitted, before the dispositive motion is granted.

The amount or terms of any settlement offer may not be disclosed to the arbitrator until after the arbitrator issues an award on the claim. If the award is issued in favor of the other party and is less than the defending party's settlement offer, or if the award is in the defending party's favor, the other party must pay the defending party's costs incurred after the offer was made, including any attorney's fees. If any applicable statute or case law prohibits the shifting of costs incurred in the arbitration, the offer will serve to cease the accumulation of any costs to which the party bringing the claim may be entitled for the cause of action under which they are suing.

(7) Requirement of Individualized Relief The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AND BUMPBOND.COM LLC AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR OUR INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, REPRESENTATIVE, OR PRIVATE ATTORNEY GENERAL PROCEEDING.

Unless both you and BumpBond.com LLC agree otherwise, the arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of representative, class, or private attorney general proceeding.

If, after exhaustion of all appeals, any of these prohibitions on non-individualized declaratory or injunctive relief; class, representative, and private attorney general claims; and consolidation are found to be unenforceable with respect to a particular claim or request for relief (e.g., injunctive relief), the parties agree that such a claim or request for relief shall be decided by a court of competent jurisdiction, after all other arbitrable claims and requests for relief are arbitrated.

You agree that any arbitrations between you and BumpBond.com LLC will be subject to this Section 22, not to any prior arbitration agreement you had with BumpBond.com LLC. This section amends any prior arbitration agreement between you and BumpBond.com LLC, including with respect to claims that arose before this or any prior arbitration agreement.

(8) Opt Out of Future Changes Notwithstanding any provision to the contrary, if BumpBond.com LLC makes any future change to this Arbitration Agreement (other than a change to the Notice Address), you may reject any such change by sending BumpBond.com LLC an email to dispute.notice@BumpBond.com within 30 days of the posting of the amended arbitration agreement.

Your email must include the following information:

(i) Your full legal name; (ii) Your complete mailing address; (iii) Your phone number; (iv) If applicable, the username or email address associated with any account or newsletter; (v) The relevant Site; and (vi) The approximate date of your initial use of the relevant Site. The opt-out email must be sent by you personally (not by your agent, attorney, or anyone else acting on your behalf). It must include a personally signed statement by you that you wish to reject the change to the Arbitration Agreement. This opt-out is not an opt-out of arbitration altogether, but only of the specific future change.

(9) Mass Filing If, at any time, 25 or more claimants (including you) submit Notices or seek to file demands for arbitration raising similar claims against the other party or related parties by the same or coordinated counsel or entities, consistent with the definition and criteria of Mass Filings ("Mass Filing") set forth in NAM's Mass Filing Supplemental Dispute Resolution Rules and Procedures ("NAM's Mass Filing Rules," available at NAM Rules), you and we agree that the additional procedures set forth below shall apply.

The parties agree that throughout this process, their counsel shall meet and confer to discuss modifications to these procedures based on the particular needs of the Mass Filing.

The parties acknowledge and agree that by electing to participate in a Mass Filing, the adjudication of their dispute might be delayed.

Any applicable limitations period (including statute of limitations) and any filing fee deadlines shall be tolled beginning when the Mandatory Pre-Arbitration Notice and Informal Dispute Resolution Procedures are initiated (as long as the pre-arbitration Notice complies with the requirements in Section 22(2)), until your claim is selected to proceed as part of a staged process or is settled, withdrawn, otherwise resolved, or opted out of arbitration.

Stage One Counsel Selection: Counsel for the claimants and counsel for BumpBond.com LLC shall each select 25 claims per side (50 claims total) to be filed and to proceed in individual arbitrations as part of a staged process.

Arbitration Assignment: Each of these individual arbitrations shall be assigned to a different, single arbitrator, unless the parties agree otherwise in writing.

Remaining Claims: Any remaining claims shall not be filed or be deemed filed in arbitration, nor shall any arbitration fees be assessed in connection with those claims unless and until they are selected to proceed in individual arbitration proceedings as part of this staged process.

Mediation: After this initial set of staged proceedings is completed, the parties shall promptly engage in a global mediation session of all remaining claims with a retired federal or state court judge, and BumpBond.com LLC shall pay the mediator's fee.

Stage Two Counsel Selection: If the remaining claims are not resolved, counsel for the claimants and counsel for BumpBond.com LLC shall each select 50 claims per side (100 claims total) to proceed in individual arbitrations as part of a second staged process, subject to any procedural changes agreed to in writing.

Arbitration Assignment: As in Stage One, each of these individual arbitrations shall be assigned to a different, single arbitrator, unless otherwise agreed to in writing.

Remaining Claims: Any remaining claims shall not be filed or deemed filed in arbitration, nor shall any arbitration fees be assessed unless and until they are selected to proceed in individual arbitration.

Mediation: After this second set of staged proceedings is completed, the parties shall again promptly engage in a global mediation session of all remaining claims with a retired federal or state court judge, and BumpBond.com LLC shall pay the mediator's fee.

Stage Three Counsel Selection: If the remaining claims are not resolved at this time, counsel for the claimants and counsel for BumpBond.com LLC shall each select 100 claims per side (200 claims total) to be filed and proceed in individual arbitrations as part of a third staged process, subject to any procedural changes agreed upon in writing.

Remaining Claims: Any remaining claims shall not be filed or deemed filed in arbitration, nor shall any arbitration fees be assessed unless and until they are selected to proceed in individual arbitration as part of this staged process.

Optional Mediation: Following this third set of staged proceedings, counsel for claimants may elect to have the parties participate in a global mediation session of all remaining claims with a retired federal or state court judge.

Stage Four Continuing Staged Process: If your claim is not resolved at this time, then your claim will proceed as part of continuing, staged individual arbitration proceedings. Assuming the number of remaining claims exceeds 100, then 100 claims shall be randomly selected (or selected through a process agreed to by counsel for both parties) to be filed and to proceed in individual arbitrations as part of a staged process.

Fewer Than 100 Claims: If the number of remaining claims is fewer than 100, then all of those claims shall be filed and proceed in individual arbitrations.

Remaining Claims: Any remaining claims shall not be filed or deemed filed in arbitration, nor shall any arbitration fees be assessed unless and until they are selected to proceed in individual arbitration as part of a staged process.

Repetitive Process: After each set of 100 claims is adjudicated, settled, withdrawn, or otherwise resolved, this process shall repeat consistent with these parameters.

Encouragement to Streamline: Counsel for the parties are encouraged to meet and confer, participate in mediation, and engage with each other and NAM (including through a Procedural Arbitrator) to explore ways to streamline the adjudication of claims, increase the number of claims to proceed at any given time, promote efficiencies, conserve resources, and resolve the remaining claims.

A court of competent jurisdiction shall have the authority to enforce these Mass Filing provisions and, if necessary, to enjoin the mass filing, prosecution, or administration of arbitrations and the assessment of arbitration fees. If these additional procedures apply to your claim, and a court of competent jurisdiction determines that they are not enforceable as to your claim, then your claim shall proceed in a court of competent jurisdiction consistent with this Agreement.

You and BumpBond.com LLC agree that we each value the integrity and efficiency of arbitration and wish to employ the process for the fair resolution of genuine and sincere disputes between us. You and BumpBond.com LLC acknowledge and agree to act in good faith to ensure that the processes set forth herein are followed. The parties further agree that the application of these Mass Filing procedures has been reasonably designed to result in an efficient and fair adjudication of such cases.

(10) Severability If any portion of this Arbitration Agreement is found to be void, invalid, or otherwise unenforceable, that portion shall be deemed severable and, if possible, superseded by a valid, enforceable provision, or portion thereof, that matches the intent of the original provision as closely as possible. The remainder of this Arbitration Agreement shall continue to be enforceable and valid according to the terms contained herein.

23. Class Action and Jury Trial Waiver You and BumpBond.com LLC agree that, to the fullest extent permitted by law, each party may bring claims (whether in court or in arbitration) against the other only in an individual capacity, and not as a plaintiff, claimant, or class member in any class, collective, consolidated, private attorney general, or representative proceeding.

This means that you and BumpBond.com LLC may not bring a claim on behalf of a class or group and may not bring a claim on behalf of any other person, unless acting as a parent, guardian, or ward of a minor or in another similar capacity for an individual who cannot otherwise bring their own individual claim.

You and BumpBond.com LLC may not participate in any class, collective, consolidated, private attorney general, or representative proceeding brought by any third party.

Exception: Notwithstanding the foregoing, you or BumpBond.com LLC may participate in a class-wide settlement.

To the fullest extent permitted by law, you and BumpBond.com LLC waive any right to a jury trial.